Janitorial insurance is a type of insurance that helps protect businesses that provide cleaning services from financial losses that may arise from incidents or accidents that occur while working on a job. These types of incidents could include damage to property, injury to employees or third parties, or allegations of professional negligence.
There are several reasons why it is important for businesses that provide janitorial services to have insurance:
Liability protection: Janitorial insurance can protect your business from financial loss in the event that you are sued for damages related to an incident that occurred while you were working.
Employee protection: If one of your employees is injured on the job, janitorial insurance can help cover their medical expenses and lost wages.
Property damage coverage: If you or one of your employees accidentally damages a client's property while cleaning, janitorial insurance can help cover the cost of repairs.
Professional negligence: If a client alleges that you were negligent in your duties as a janitorial service provider and suffers damages as a result, janitorial insurance can help cover the costs of defending against such allegations and any resulting damages.
Overall, janitorial insurance is an important tool for protecting your business from financial losses that may arise from incidents or accidents that occur while you are providing cleaning services to your clients.